Fixed Rate Mortgages FAQ's

Back to home

UK Mortgage Lenders
Simply complete the form

We'll compare over 100 Fixed rate mortgage deals

No obligation

Are you looking to:

How much would you like to borrow?

Estimated value of your property?

Are you a first-time buyer?


Are you employed or can prove your income?


Do you have any CCJs?


Have you missed any payments in the last 7 years


About you

* indicates required data

FAQs - Fixed Rate Mortgages

What is a fixed rate mortgage?
A fixed rate mortgage is a mortgage where interest rates do not change for the term of the mortgage. As a result, you repay the same amount every month regardless of fluctuations in the market.

What are the advantages of a fixed rate mortgage?
With a fixed rate mortgage, you get the peace of mind of knowing that your monthly instalments will not change, even if the interest rate goes up. If you are on a tight budget or fixed income, a fixed rate mortgage may be right for you.

How much are interest rates likely to change in the future?
A mortgage is a long-term loan and it is impossible to look that far into the future. Whether you choose a fixed rate mortgage depends on your attitude to risk and how much you value peace of mind.

Can I refinance the mortgage if interest rates look like staying low?
Yes, and you can also switch to a variable rate mortgage if your financial situation changes. The terms of refinancing and related fees can vary greatly from lender to lender, so check the small print.

The Mortgage Broker – Call us on 0800 822 3355

Other Useful Sites

The Mortgage Broker are specialists in Fixed Rate Mortgages. Complete the form above and One of our qualified FSA Regulated mortgage brokers will compare to find you the best deal.

For Quotes & Advice on Fixed Rate Mortgages deals complete our comparison enquiry form.

Compare Bad Credit Mortgages

Bookmark this page:

BlinkList Digg it Furl reddit Yahoo MyWeb Google Netscape StumbleUpon ma.gnolia Spurl Rawsugar Netvouz Facebook

Valid CSS! Valid XHTML 1.0 Strict